ACA disclaimer

Consult an appropriate health care professional for your specific needs and to determine whether making a lifestyle change or decision based on this newsletter is appropriate for you. Some treatments mentioned in this newsletter may not be covered by your health plan. Please refer to your benefit plan documents for information about coverage. If you have questions about your account, claims or benefits or would like additional information, please visit your member website or call the member number on your health plan ID card.

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*Average allowed amounts charged by UnitedHealthcare Network Providers and not tied to a specific condition or treatment. Actual payments may vary depending upon benefit coverage. UnitedHealthcare 2015 Commercial Historical Claims data estimated $1,500.00 difference between the average emergency room visit and the average urgent care visit.  The information and estimates provided are for general informational and illustrative purposes only and is not intended to be nor should be construed as medical advice or a substitute for your doctor’s care. You should consult with an appropriate health care professional to determine what may be right for you. In an emergency, call 911 or go to the nearest emergency room.

SafeTrip Travel Protection Insurance Products are underwritten by either United States Fire Insurance Company or Advent Underwriting Ltd. (on behalf of Advent Syndicate 780 at Lloyd’s), which are third party companies not related to UnitedHealth Group, Incorporated or the UnitedHealthcare family of companies. All other non-insurance and assistance services under the SafeTrip product are provided by or through subsidiaries and affiliates of UnitedHealth Group Incorporated. Products and services may be limited or excluded by applicable law.

Individual Exchange policies offered by or through: UnitedHealthcare of New York, Inc. in New York and UnitedHealthcare of the Mid-Atlantic in Maryland. Administrative services provided by United HealthCare Services, Inc. or their affiliates. [IEX]

Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or their affiliates. [UHC] [UHCNP] [ERS] [UHCmyHCV] [Txt]

Medica^® is a registered service mark of Medica Health Plans. Administrative services are provided by United HealthCare Services, Inc., Medica Self-Insured, or their respective affiliates. Passport Connect^® is a registered trademark of UnitedHealth Group Incorporated. [Medmyuhc] [Medmymedica] [MedNP] [MedmyHCV]

The Passport Connect^® program is offered in the Harvard Pilgrim service area through HPHC Insurance Company and elsewhere through UnitedHealthcare Insurance Company or its affiliates. Passport Connect^® is a registered trademark of UnitedHealth Group Incorporated. Administrative services to self-funded plans provided by United HealthCare Services, Inc. or its affiliates. (HP-P)

Coverage underwritten by HPHC Insurance Company in Massachusetts, Maine and New Hampshire and UnitedHealthcare Insurance Company or its affiliates. OptumRx is an affiliate of UnitedHealthcare Insurance Company. (HPJV)

Oxford HMO products are underwritten by Oxford Health Plans (NY), Inc., Oxford Health Plans (NJ), Inc. and Oxford Health Plans (CT), Inc. Oxford insurance products are underwritten by Oxford Health Insurance, Inc. Administrative services provided by Oxford Health Plans LLC. [OXF]

Insurance coverage provided by or through UnitedHealthcare Insurance Company, UnitedHealthcare Insurance Company of the River Valley or their affiliates. Administrative services provided by United HealthCare Services, Inc., UnitedHealthcare Services Company of the River Valley, Inc. or their affiliates. Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc. or its affiliates. [RV]

Health plan coverage provided by or through UnitedHealthcare of California, UnitedHealthcare of Oklahoma, Inc., UnitedHealthcare of Oregon, Inc., UnitedHealthcare Benefits of Texas, Inc., UnitedHealthcare of Washington, Inc. Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by United HealthCare Services, Inc., OptumRx or OptumHealth Care Solutions, Inc. Behavioral health products are provided by U.S. Behavioral Health Plan, California (USBHPC) or United Behavioral Health (UBH). [UHCW]